Posted by: coastcontact | September 25, 2016

This Is When You’re Going To Die


Arnold Palmer, the King of Golf,  just died at age 87.  Apparently he really was on Xarelto.  As I have grown older I have become concerned with how long I will live.  My father died at age 86.  It appears to me that many men die in their mid 80s.  The statistics listed below confirm that fact.

Everyone will die someday, and it is only a question of when.

Business Insider provided the following charts and remarks about when we will die.

Through the power of actuarial estimates, it is possible to figure out approximately how long you are likely to live. We made a set of charts, based on data from the Social Security Administration’s cohort life tables, that show, given your gender and current age, the probability that you will reach some particular later age.

Naturally, these are based on averages for a particular age group — health conditions and lifestyle choices like diet, exercise, and smoking can vastly alter one’s life expectancy.

Regardless, this is important information for anyone who has to think about things like retirement and estate planning.

Here are the charts, in descending order by present age:


Business Insider/Andy Kiersz, data from Social Security Administration

If you are an 80 year old man, your long-term odds are not great. There is a 30% chance of making it to your 90th birthday, and only about 14 in 1,000 will see 100.  The average life expectancy for 90 year old females of all races is 0.83 years greater than that of males.


Business Insider/Andy Kiersz, data from Social Security Administration

70 year olds have a somewhat better prognosis. Almost 2/3 of 70 year old men and almost 3/4 of 70 year old women will live at least another ten years, and over 1/5 of men will make it to 90, as will 1/3 of women.

For 60 year olds, we see some of the benefits of modern medicine kicking in. The overwhelming majority of 60 year olds will live until at least 70, and majorities will get to at least 80.

Similarly, very few people who make it to 50 die before they turn 60. As we look at younger and younger cohorts, we see better and better long-term odds as well.

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